If you are planning on moving to Peru either permanently or temporarily it is important to think about health insurance. Many expatriates get health insurance that is specifically tailored for those living or working abroad from private international health care providers.

Policies generally include medical insurance, emergency medial evaluation, and repatriation services. The most basic of plans include standard emergency medial insurance, but that is about it.  Many expats choose more classic plans that include special medical treatments, diagnostic procedures, and other routine medical and dental needs. Premium plans obviously include more coverage for the family and prescription coverage. Most private insurance companies offer a variety of plans and are used to tailoring plans to fit the needs of expats.

In recent years some countries are requiring expats to have health insurance, although Peru does not. Private health policies are recommended though, as Peru’s open state hospitals do not always have the needed resources, have long waiting lists and poor levels of hygiene.

Two of the best health insurance providers in Peru are Pacifico Peruano Suiza and La Positiva. They provide a number of options that are appealing to expats and affordable.

Other insurance companies in Peru include:

• Mapfre Peru Compañía de Seguros y Reaseguros 
• Ace Seguros
• Invita Seguros de Vida
• Cardif del Perú Compañía de Seguros
• El Pacífico Vida Compañía de Seguros y Reaseguros 
• Superintendencia de Banca y Seguros SBS
• Interseguro Compañía de Seguros de Vida.
• Rimac Internacional Compañía de Seguros y Reaseguros
• La Positiva Vida 
• Protecta Compañía de Seguros
• Secrex Compañía de Seguros de Crédito y Garantías